Loan Options
Find the right loan for your next move.
Buying, refinancing, building or investing, FLO Mortgage offers 14 loan programs and a local loan officer to help you compare them.
Buying a home
Conventional Loan
Flexible terms, as little as 3% down for eligible buyers and mortgage insurance you can remove.
Learn more →🔑First-Time Home Buyer
Step-by-step guidance and programs made for first-time buyers.
Learn more →💰Low Down Payment Options
Ways to buy a home without a large down payment.
Learn more →🔒Fixed Rate Mortgage
A rate that never changes, so your principal and interest stay the same.
Learn more →🏰Jumbo Home Loan
Financing for homes priced above conforming loan limits.
Learn more →Government-backed loans
Build, renovate and invest
Construction Loan
Finance building a new home, often with one closing.
Learn more →🔨Rehab Loan
Buy or refinance a home and finance the repairs in one loan.
Learn more →🏠FHA 203(k) Loan
Finance a home and its renovation with one FHA-insured loan.
Learn more →🏢Investment Property Loans
Financing for rental homes and investment properties.
Learn more →📈DSCR Loans
Qualify on the property’s rental income, not your paycheck.
Learn more →Not all applicants will qualify. All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability, and not all programs are available in every state. FLO Mortgage, Company NMLS #1835856. Equal Housing Opportunity.
Ready to see your numbers?
Answer a few quick questions and a local loan officer will follow up with your options.