Loan Options • Investment Property Loans
Investment property loans
Grow your portfolio with financing built for rental homes, from your first investment property to your next one.
★★★★★ 5.0 on Google from 160+ clients | Company NMLS #1835856
At a glance
- Single-family and 2–4 unit properties
- Conventional investment property loans
- DSCR loans that qualify on rental income
- Purchase and cash-out refinance options
Talk with a licensed loan officer
Is it right for you?
Who they are for
Whether you are buying your first rental or adding to a portfolio, we will help you choose between traditional full-documentation loans and DSCR programs that focus on the property’s income.
Good to know
- Investment property loans usually require a larger down payment than a primary home.
- Expect higher rates and reserve requirements than owner-occupied loans.
- Business-purpose loans are for investment properties only, not your primary residence.
How it works
- Talk with usA quick, no-pressure call about your goals and budget.
- Apply onlineA secure application you can finish in minutes.
- Review your optionsClear numbers side by side so you can choose with confidence.
- CloseRegular updates from approval to the closing table.
FAQs
Common questions
Can rental income help me qualify?
Yes. Conventional loans can count documented rental income, and DSCR loans qualify mainly on the property’s rental income.
Can I buy in an LLC?
With DSCR and some other business-purpose programs, closing in an LLC is common.
Do you finance short-term rentals?
Some programs allow short-term rentals. Ask your loan officer which options fit the property.
This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability. Not all applicants will qualify. Terms and programs may change without notice. FLO Mortgage, Company NMLS #1835856. Equal Housing Opportunity. Licensing & Disclosures.
Ready to see your numbers?
Answer a few quick questions and a local loan officer will follow up with your options.