Company licensing
FLO Mortgage, LLC
Company NMLS #1835856
212 Moody Blvd, Flagler Beach, FL 32136
(386) 882-9980 • wave@flomortgage.com
FLO Mortgage is licensed in the following states:
- Florida – Mortgage Lender License MLD2621
- Georgia – Mortgage Lender License #1835856
- Michigan – 1st Mortgage Broker/Lender License FL0025839 and 2nd Mortgage Broker/Lender Registrant SR0026784
- North Carolina – Mortgage Broker License B-232394
- Tennessee – Mortgage License #1835856
- Texas – SML Mortgage Company License (NMLS #1835856)
You can verify our company license and the license of any FLO Mortgage loan officer on NMLS Consumer Access. Each loan officer’s individual NMLS number is listed on their profile on our Our Team page.
Equal Housing Opportunity
FLO Mortgage is an Equal Housing Opportunity lender. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age, receipt of public assistance income, or the good-faith exercise of any right under the Consumer Credit Protection Act.
Important information about rates and calculators
Information on this website is for general educational purposes only and is not an offer or commitment to lend. Rates, terms, programs and fees are subject to change without notice and depend on credit, property, loan amount, occupancy and other factors. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not all applicants will qualify, and not all programs are available in every state.
Mortgage calculator results are estimates for illustration only. They do not include every cost of a loan and are not a Loan Estimate. For actual figures, please speak with a licensed FLO Mortgage loan officer.
Texas consumer complaint and recovery fund notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Privacy, terms and accessibility
Please review our Privacy Policy, Terms of Use and ADA Accessibility Statement. If you need help using this website, call (386) 882-9980 or email wave@flomortgage.com.