Category: First Time Home Buyer

How Much Do You Really Need for a Down Payment?

Twenty percent down is not required for most buyers. Compare down payment options for conventional, FHA, VA and USDA loans and the tradeoffs of each.

How Long Does Buying a Home Take? A Realistic Timeline

Buying a home usually happens in three stages: searching, negotiating and financing. Learn what affects each stage and how to keep your timeline on track.

What Is a Typical Down Payment? Options by Loan Type

Most buyers put down less than 20%. Learn how down payments work, the minimums for conventional, FHA, VA and USDA loans, and how to pick your amount.

Are You Ready to Buy a Home? Signs to Look For

Wondering if now is the right time for you to buy? Look at your debt, credit, savings, job stability and true housing needs before you start the search.