Category: First Time Home Buyer

Getting Your Credit Mortgage-Ready Before You Buy

Getting Your Credit Mortgage-Ready Before You Buy

Planning to buy a home? Learn practical steps to strengthen your credit before you apply, from paying down balances to building a steady payment history.

How to Afford a Home When Prices Feel Out of Reach

How to Afford a Home When Prices Feel Out of Reach

When home prices feel out of reach, these strategies may help: rethink your needs, consider a fixer-upper, or use rental income to offset your payment.

The Paperwork Every Renter Should Keep Handy

The Paperwork Every Renter Should Keep Handy

Renting is easier when your paperwork is organized. Here are the documents renters should keep, from the lease and insurance to repair requests and passes.

Should You Buy Now or Wait? How to Decide

Should You Buy Now or Wait? How to Decide

Not sure whether to buy a home now or hold off? Weigh market conditions, rates and your personal finances to decide what timing makes sense for you.

Your Offer Was Accepted. Here Is What Happens Next

Your Offer Was Accepted. Here Is What Happens Next

Your offer was accepted, now what? Learn the key steps between contract and closing, from calling your lender to the home inspection and repairs.

How to Find the Right Home and Write a Strong Offer

How to Find the Right Home and Write a Strong Offer

Learn how to build a home wish list, compare houses side by side, and write a strong offer with your agent, plus what to expect from counteroffers.

Two Things to Do Before You Call a Real Estate Agent

Two Things to Do Before You Call a Real Estate Agent

Before you start touring homes, check your credit and get preapproved. Here is why these two steps matter and how to tackle them as a future home buyer.

How to Shop for a Home, One Step at a Time

How to Shop for a Home, One Step at a Time

Shopping for a home is easier with a plan. Follow these steps, from setting a budget and wish list to touring homes and weighing other purchase paths.

Cash to Close: What It Includes and How to Pay It

Cash to Close: What It Includes and How to Pay It

Cash to close is the total you bring to the closing table. Learn what goes into it, which credits reduce it, and how to pay it safely when you buy

A First-Time Buyer Checklist From Budget to Keys

A First-Time Buyer Checklist From Budget to Keys

Buying your first home? Use this checklist to move from budgeting and preapproval to house hunting, inspections, appraisal and closing with confidence.

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