Category: First Time Home Buyer

Your New Home Checklist: What to Do After Closing

Your New Home Checklist: What to Do After Closing

Just got the keys? Use this checklist to secure your home, set up utilities, check safety devices, review insurance and settle into your new neighborhood.

Your First Home, Start to Finish: A Simple Roadmap

Your First Home, Start to Finish: A Simple Roadmap

Buying your first home? Follow this simple roadmap from budgeting and pre-approval to house hunting, offers, inspections, closing and moving in.

What Credit Score Do You Need to Buy a Home?

What Credit Score Do You Need to Buy a Home?

Your credit score affects which loans you may qualify for and the terms you are offered. Learn how scores factor in and what to do if yours needs work.

How Long Does Buying a Home Take? A Realistic Timeline

How Long Does Buying a Home Take? A Realistic Timeline

From your first showing to getting the keys, buying a home usually takes a few months. Learn what affects the timeline and how to keep things on schedule.

Getting Ready to Buy a Home: Where to Begin

Getting Ready to Buy a Home: Where to Begin

Before you tour a single house, get your finances in order, line up a pre-approval and build a clear wish list. A simple plan for starting a home search.

How Much Do You Really Need for a Down Payment?

How Much Do You Really Need for a Down Payment?

Twenty percent down is not the only path. Compare down payment needs for conventional, FHA, VA and USDA loans and learn how to choose the right amount.

Earnest Money Deposits: How They Work and How to Protect Yours

Earnest Money Deposits: How They Work and How to Protect Yours

Learn what an earnest money deposit is, where the money is held, when it may be refunded and how contract contingencies can help protect your deposit.

Before You Tour Homes, Get Clear on What You Need

Before You Tour Homes, Get Clear on What You Need

Before you start touring homes, sort your wish list into needs, wants and bonuses, and set a realistic budget so your search stays focused and productive.

How Much Do You Need for a Down Payment? Options and Tips

How Much Do You Need for a Down Payment? Options and Tips

You may not need 20% down to buy a home. Compare down payment minimums for common loan programs and get practical tips to build your savings faster.

What Credit Score Do You Need to Buy a Home?

What Credit Score Do You Need to Buy a Home?

Find out how credit scores affect your home loan options, what different programs typically look for and how down payment and timing can help your case.

© FLO Mortgage, LLC. All rights reserved. Company NMLS #1835856.