Category: Buying a Home

Representing Yourself in a Home Purchase: What to Know

Buying or selling without an agent is allowed, but it adds work and risk. Learn the tradeoffs, plus extra rules if you hold a real estate license yourself.

Why a Good Real Estate Agent Matters and How to Choose One

A skilled agent can help you find homes, judge value, negotiate and avoid paperwork mistakes. Here is what they do and how to pick the right one for you.

Real Estate Agent vs. Realtor: What the Title Means for You

Learn the difference between a licensed real estate agent and a Realtor, what the National Association of Realtors code of ethics means and why it matters.

Earnest Money Deposits: How They Work and How to Protect Yours

Learn what an earnest money deposit is, where the money is held, when it may be refunded and how contract contingencies can help protect your deposit.

Before You Tour Homes, Get Clear on What You Need

Before you start touring homes, sort your wish list into needs, wants and bonuses, and set a realistic budget so your search stays focused and productive.

Interviewing Real Estate Agents: Five Questions That Reveal a Lot

Hiring an agent? These five interview questions help you gauge their process, local market knowledge, commitment, honesty and whether your styles match.

How Much Do You Need for a Down Payment? Options and Tips

You may not need 20% down to buy a home. Compare down payment minimums for common loan programs and get practical tips to build your savings faster.

How Much House Can You Afford? A Practical Way to Find Out

Figure out what you can comfortably afford by comparing rent, adding up the full monthly payment, budgeting for upkeep and setting your own price limit.