Category: Buying a Home

Getting Ready to Buy a Home: Where to Begin

Getting Ready to Buy a Home: Where to Begin

Before you tour a single house, get your finances in order, line up a pre-approval and build a clear wish list. A simple plan for starting a home search.

How Pre-Qualification Helps Your Offer Get Noticed

How Pre-Qualification Helps Your Offer Get Noticed

A pre-qualification letter shows sellers you are ready to buy. Learn what it means, how it differs from final approval and how it strengthens your offer.

How Much Do You Really Need for a Down Payment?

How Much Do You Really Need for a Down Payment?

Twenty percent down is not the only path. Compare down payment needs for conventional, FHA, VA and USDA loans and learn how to choose the right amount.

Real Estate Agent vs. Broker: Who Should You Work With?

Real Estate Agent vs. Broker: Who Should You Work With?

Real estate brokers have extra training and can oversee other agents. Learn how they differ from agents and how to decide who should help with your move.

Property Sales Reports: What They Show and How to Use Them

Property Sales Reports: What They Show and How to Use Them

A property sales report pulls together a home's details, value estimate and sales history. Learn what it includes and how buyers and sellers can use one.

Buying the Seller’s Furniture and Extras With Your Home

Buying the Seller’s Furniture and Extras With Your Home

Want the seller's patio set, pool table or washer? Learn how to negotiate extras, put them in the contract and pay for them without slowing your closing.

Representing Yourself in a Home Purchase: What to Know

Representing Yourself in a Home Purchase: What to Know

Buying or selling without an agent is allowed, but it adds work and risk. Learn the tradeoffs, plus extra rules if you hold a real estate license yourself.

Why a Good Real Estate Agent Matters and How to Choose One

Why a Good Real Estate Agent Matters and How to Choose One

A skilled agent can help you find homes, judge value, negotiate and avoid paperwork mistakes. Here is what they do and how to pick the right one for you.

Real Estate Agent vs. Realtor: What the Title Means for You

Real Estate Agent vs. Realtor: What the Title Means for You

Learn the difference between a licensed real estate agent and a Realtor, what the National Association of Realtors code of ethics means and why it matters.

Earnest Money Deposits: How They Work and How to Protect Yours

Earnest Money Deposits: How They Work and How to Protect Yours

Learn what an earnest money deposit is, where the money is held, when it may be refunded and how contract contingencies can help protect your deposit.

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