Blog

Home Warranties Explained: Coverage, Costs and Fine Print

Home Warranties Explained: Coverage, Costs and Fine Print

Find out how a home warranty works, what systems and appliances it may cover, how it differs from homeowners insurance, and what to check before you buy.

Mortgage Pre-Approval: What It Is and How to Get Ready

Mortgage Pre-Approval: What It Is and How to Get Ready

Find out what a mortgage pre-approval means, why it gives you an edge with sellers and which documents to gather so the process goes smoothly.

Escrow Explained: Where Your Tax and Insurance Money Goes

Escrow Explained: Where Your Tax and Insurance Money Goes

Learn how escrow works when you buy a home and after closing, why your lender collects taxes and insurance and why your monthly payment can change.

How to Write a Home Listing That Gets Buyers to Click

How to Write a Home Listing That Gets Buyers to Click

Selling your home? Learn which details buyers search for first, which upgrades to mention and why great photos matter when you write your listing.

Thinking About a Pool? Weigh the Costs and Benefits First

Thinking About a Pool? Weigh the Costs and Benefits First

Dreaming of a backyard pool? Review the upfront and ongoing costs, pool types and possible resale impact before you decide if a pool is right for you.

Renting vs. Buying a Home: How to Decide What Fits You

Renting vs. Buying a Home: How to Decide What Fits You

Weighing renting against buying? Compare upfront costs, upkeep, flexibility and equity so you can decide which path fits your finances and lifestyle.

Buyer’s Market vs. Seller’s Market: How to Tell the Difference

Buyer’s Market vs. Seller’s Market: How to Tell the Difference

Learn what separates a buyer's market from a seller's market, which signs to watch in your area and how to plan your purchase or sale either way.

Getting Your Credit Mortgage-Ready Before You Buy

Getting Your Credit Mortgage-Ready Before You Buy

Planning to buy a home? Learn practical steps to strengthen your credit before you apply, from paying down balances to building a steady payment history.

The Homeowner’s Paperwork Checklist: What to Save and Why

The Homeowner’s Paperwork Checklist: What to Save and Why

Not sure which house papers to hold onto? See which closing, improvement, maintenance and insurance records are worth saving and how to organize them.

How to Afford a Home When Prices Feel Out of Reach

How to Afford a Home When Prices Feel Out of Reach

When home prices feel out of reach, these strategies may help: rethink your needs, consider a fixer-upper, or use rental income to offset your payment.

© FLO Mortgage, LLC. All rights reserved. Company NMLS #1835856.