Category: Mortgage Tips

The True Cost of Owning a Home: Budgeting Beyond the Mortgage

The True Cost of Owning a Home: Budgeting Beyond the Mortgage

Your mortgage payment is only part of the picture. Learn how to budget for taxes, insurance, maintenance and more before you buy, and how credit fits in.

Fixed, ARM, FHA, VA or Jumbo: How to Choose the Right Loan

Fixed, ARM, FHA, VA or Jumbo: How to Choose the Right Loan

Not sure which mortgage fits? Compare fixed-rate, adjustable-rate, FHA, VA and jumbo loans, and learn how to prepare so your application goes smoothly.

Should You Refinance? How to Decide if It Makes Sense

Should You Refinance? How to Decide if It Makes Sense

Thinking about refinancing? Learn the main reasons homeowners refinance, how to weigh costs against savings, and what the process looks like.

Working Backward From Your Move Date: A Home Buying Timeline

Working Backward From Your Move Date: A Home Buying Timeline

Have a date you want to be in your new home? Learn how to work backward from it, from checking your finances to gathering closing documents ahead of time.

How to Prepare Your Finances for a Smooth Pre-Approval

How to Prepare Your Finances for a Smooth Pre-Approval

Getting pre-approved goes smoother with a little prep. Learn how to check credit, lower debt, build savings and organize documents before you apply.

Inside Mortgage Underwriting: What Gets Reviewed and Why

Inside Mortgage Underwriting: What Gets Reviewed and Why

Underwriting can feel mysterious. Learn how underwriters review income, assets, credit, debt and the property, and why extra document requests are normal.

Pre-Approved? Avoid These Mistakes Before Closing

Pre-Approved? Avoid These Mistakes Before Closing

Your loan is still under review after pre-approval. Avoid these common missteps with credit, deposits, jobs and paperwork so your closing stays on track.

Getting Ready for Your First Talk With a Loan Officer

Getting Ready for Your First Talk With a Loan Officer

Meeting with a loan officer for the first time? Learn what to think about, which documents help and which questions to ask so you leave with a clear plan.

Waiting for a Perfect Refinance Rate Can Cost You

Waiting for a Perfect Refinance Rate Can Cost You

Holding out for the ideal rate before refinancing can backfire. Learn why timing rates is hard and how to judge a refinance on your goals and the math.

How to Read Your Mortgage Calculator Results

How to Read Your Mortgage Calculator Results

Not sure what your mortgage calculator results mean? Learn what principal, interest, taxes, insurance and PMI represent and how to use the numbers to plan.

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