Category: First Time Home Buyer

Getting Ready for Your First Talk With a Loan Officer

Getting Ready for Your First Talk With a Loan Officer

Meeting with a loan officer for the first time? Learn what to think about, which documents help and which questions to ask so you leave with a clear plan.

What Waiting to Buy a Home Can Really Cost You

What Waiting to Buy a Home Can Really Cost You

Waiting for the perfect market to buy a home can have costs of its own. Learn how rent, equity and timing factor in and how to tell when you are

How to Read Your Mortgage Calculator Results

How to Read Your Mortgage Calculator Results

Not sure what your mortgage calculator results mean? Learn what principal, interest, taxes, insurance and PMI represent and how to use the numbers to plan.

How to Save for a Down Payment Without Feeling Overwhelmed

How to Save for a Down Payment Without Feeling Overwhelmed

Saving for a home can feel slow. Learn how to set a realistic target, automate savings, trim costs, use windfalls and look into assistance programs.

Staying Calm and Focused When the Housing Market Is Busy

Staying Calm and Focused When the Housing Market Is Busy

A busy market can rush your decisions. Learn how clear priorities, a pre-approval, a good team and a few breaks can keep your home search on track.

Mortgage Myths That Keep Buyers on the Sidelines

Mortgage Myths That Keep Buyers on the Sidelines

Think you need 20% down or perfect credit to buy a home? We clear up common mortgage misconceptions so you can make decisions based on facts.

First-Time Buyer Guide: Five Steps to Buy With Confidence

First-Time Buyer Guide: Five Steps to Buy With Confidence

Buying your first home? Set a realistic budget, get pre-approved, sort needs from wants, build a good team and plan for costs beyond the down payment.

Closing Costs Explained: What You Pay and Why

Closing Costs Explained: What You Pay and Why

See what closing costs include, from lender and title fees to prepaid taxes and insurance, where they appear on your Loan Estimate and tips to manage them.

Planning to Buy Next Year? Start Your Money Prep Now

Planning to Buy Next Year? Start Your Money Prep Now

If you plan to buy a home in the coming months, use this time to check your credit, build savings, review your budget and get ready for pre-approval.

Lender or Agent First? How to Start Your Home Search Right

Lender or Agent First? How to Start Your Home Search Right

Not sure whether to call a loan officer or a real estate agent first? Learn why starting with financing often helps and how both pros work together.

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