Category: Buying a Home

How Local Events Can Help You Choose the Right Neighborhood

A home is only as good as the neighborhood around it. Learn how farmers markets, festivals and open houses can show you what daily life really feels like.

Green Home Features Worth Looking for When You Buy

Shopping for a home with lower utility bills? See which energy and water saving features to look for, what to ask, and how they can affect your budget.

Working Backward From Your Move Date: A Home Buying Timeline

Have a date you want to be in your new home? Learn how to work backward from it, from checking your finances to gathering closing documents ahead of time.

Putting Your Tax Refund to Work Toward a Home

A tax refund can give your home buying plans a real boost. Learn how to use it for a down payment, closing costs or paying down debt before you apply.

Getting Your Finances Ready Before the Spring Market

Planning to buy when the market picks up in spring? Use the months before to check credit, build savings, set a budget and get pre-approved.

Inside Mortgage Underwriting: What Gets Reviewed and Why

Underwriting can feel mysterious. Learn how underwriters review income, assets, credit, debt and the property, and why extra document requests are normal.

Pre-Approved? Avoid These Mistakes Before Closing

Your loan is still under review after pre-approval. Avoid these common missteps with credit, deposits, jobs and paperwork so your closing stays on track.

You’re Pre-Approved. Here’s What Happens Next

Pre-approval is just the beginning. Follow the steps from house hunting and offers to inspection, appraisal, underwriting and closing day on your new home.

What Waiting to Buy a Home Can Really Cost You

Waiting for the perfect market to buy a home can have costs of its own. Learn how rent, equity and timing factor in and how to tell when you are

Using a Mortgage Calculator to Plan Your Home Purchase

A mortgage calculator can help you set a realistic budget. Learn which numbers to enter, how to test different scenarios and when to talk with a lender.