Category: Buying a Home

Getting Your Finances Ready Before the Spring Market

Planning to buy when the market picks up in spring? Use the months before to check credit, build savings, set a budget and get pre-approved.

Inside Mortgage Underwriting: What Gets Reviewed and Why

Underwriting can feel mysterious. Learn how underwriters review income, assets, credit, debt and the property, and why extra document requests are normal.

Pre-Approved? Avoid These Mistakes Before Closing

Your loan is still under review after pre-approval. Avoid these common missteps with credit, deposits, jobs and paperwork so your closing stays on track.

You’re Pre-Approved. Here’s What Happens Next

Pre-approval is just the beginning. Follow the steps from house hunting and offers to inspection, appraisal, underwriting and closing day on your new home.

What Waiting to Buy a Home Can Really Cost You

Waiting for the perfect market to buy a home can have costs of its own. Learn how rent, equity and timing factor in and how to tell when you are

Using a Mortgage Calculator to Plan Your Home Purchase

A mortgage calculator can help you set a realistic budget. Learn which numbers to enter, how to test different scenarios and when to talk with a lender.

Buying or Selling in Early Fall: What to Expect

Early fall often brings a calmer housing market. Learn how the season can shift things for buyers and sellers and how to make the most of the slower pace.

Homeowner Tax Breaks: What You May Be Able to Deduct

Owning a home may offer tax advantages. Learn the basics of mortgage interest and property tax deductions, home office rules and the home sale exclusion.