(386) 882-9980
Company NMLS #1835856
212 Moody Blvd, Flagler Beach, FL 32136

Blog

Rainy Season Ready: Protecting Your Home’s Exterior

Heavy rain can find every weak spot in a home. Learn how to check gutters, roof, windows, siding and yard grading to keep water out and protect your home.

Putting Your Tax Refund to Work Toward a Home

A tax refund can give your home buying plans a real boost. Learn how to use it for a down payment, closing costs or paying down debt before you apply.

Getting Your Finances Ready Before the Spring Market

Planning to buy when the market picks up in spring? Use the months before to check credit, build savings, set a budget and get pre-approved.

Inside Mortgage Underwriting: What Gets Reviewed and Why

Underwriting can feel mysterious. Learn how underwriters review income, assets, credit, debt and the property, and why extra document requests are normal.

Pre-Approved? Avoid These Mistakes Before Closing

Your loan is still under review after pre-approval. Avoid these common missteps with credit, deposits, jobs and paperwork so your closing stays on track.

You’re Pre-Approved. Here’s What Happens Next

Pre-approval is just the beginning. Follow the steps from house hunting and offers to inspection, appraisal, underwriting and closing day on your new home.

Getting Ready for Your First Talk With a Loan Officer

Meeting with a loan officer for the first time? Learn what to think about, which documents help and which questions to ask so you leave with a clear plan.