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Five Practical Ways to Save for Your Down Payment

Five Practical Ways to Save for Your Down Payment

Saving for a home takes a plan. Try these five practical ways to build your down payment fund, from automatic transfers to earning extra income.

The Costs of Buying a Home That First-Timers Should Plan For

The Costs of Buying a Home That First-Timers Should Plan For

Beyond the down payment, buying a home brings closing costs, repairs, furniture and HOA dues. Here is what first-time buyers should plan and save for.

How to Choose the Right Place to Buy Your Home

How to Choose the Right Place to Buy Your Home

Location shapes your daily life and your home's future value. Learn how to weigh budget, lifestyle, schools, climate and growth when choosing where to buy.

Renting vs. Buying: How to Decide What Fits You

Renting vs. Buying: How to Decide What Fits You

Buying builds equity while renting offers flexibility. Compare the costs, benefits and tradeoffs of each so you can decide what fits your life right now.

What Is an Appraisal Contingency and Do You Need One?

What Is an Appraisal Contingency and Do You Need One?

An appraisal contingency protects you if a home appraises below your offer. Learn how it works, what to do after a low value, and the risk of waiving it.

How Much Do You Need to Earn to Buy a Home?

How Much Do You Need to Earn to Buy a Home?

No magic salary is needed to buy a home. Learn how lenders weigh your income, debts, credit and down payment to decide how much you may be able to borrow.

A Guide to the Most Common Home Loan Types

A Guide to the Most Common Home Loan Types

Compare popular home loan types, including conventional, FHA, VA, USDA, adjustable-rate and jumbo loans, and learn who each one tends to fit best.

Cosigning a Mortgage: What Both Sides Should Know

Cosigning a Mortgage: What Both Sides Should Know

Cosigning can help a loved one qualify for a home loan, but it comes with real responsibility. Learn how it works, the risks, and alternatives to consider.

Can You Buy a Home With No Money Down? Your Options

Can You Buy a Home With No Money Down? Your Options

Zero down home loans do exist. Learn how VA and USDA loans work, who may qualify, and which low down payment options may fit if you need another path.

Should You Use a Realtor When Buying a Home?

Should You Use a Realtor When Buying a Home?

You are not required to use a Realtor to buy a home, but a good one can help a lot. Learn what agents do, how they are paid, and how

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