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How Interest Rates Shape How Much Home You Can Buy

How Interest Rates Shape How Much Home You Can Buy

See how mortgage rate changes affect your payment and price range, what higher-rate periods can mean for buyers and the steps that help you stay prepared.

First-Time Buyer Guide: Five Steps to Buy With Confidence

First-Time Buyer Guide: Five Steps to Buy With Confidence

Buying your first home? Set a realistic budget, get pre-approved, sort needs from wants, build a good team and plan for costs beyond the down payment.

Home Equity Explained: How It Grows and Why It Matters

Home Equity Explained: How It Grows and Why It Matters

Learn what home equity is, the two main ways it grows, how you may be able to use it, and simple habits that can help you build ownership faster.

VA Loan Benefits: What Veterans and Service Members Should Know

VA Loan Benefits: What Veterans and Service Members Should Know

VA loans offer $0 down with full entitlement and no monthly mortgage insurance. Learn who qualifies, what the funding fee is and how VA refinancing works.

15-Year or 30-Year Mortgage? How to Choose Your Loan Term

15-Year or 30-Year Mortgage? How to Choose Your Loan Term

Compare 15-year and 30-year mortgages, including monthly payments, total interest, equity and flexibility, to decide which loan term fits your goals.

Closing Costs Explained: What You Pay and Why

Closing Costs Explained: What You Pay and Why

See what closing costs include, from lender and title fees to prepaid taxes and insurance, where they appear on your Loan Estimate and tips to manage them.

Planning to Buy Next Year? Start Your Money Prep Now

Planning to Buy Next Year? Start Your Money Prep Now

If you plan to buy a home in the coming months, use this time to check your credit, build savings, review your budget and get ready for pre-approval.

Lender or Agent First? How to Start Your Home Search Right

Lender or Agent First? How to Start Your Home Search Right

Not sure whether to call a loan officer or a real estate agent first? Learn why starting with financing often helps and how both pros work together.

HELOC Basics: How a Home Equity Line of Credit Works

HELOC Basics: How a Home Equity Line of Credit Works

A HELOC lets you borrow against your home equity as needed. Learn how draw and repayment periods work, common uses, costs and the risks to consider.

Buying or Selling a Home During the Holidays

Buying or Selling a Home During the Holidays

The holiday season can be a surprisingly good time to buy or sell. Learn how buyer activity, inventory and decor can affect your plans this time of year.

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