Loan Options • USDA Loan
USDA home loans
USDA Rural Development loans help low- and moderate-income buyers purchase homes in eligible rural and suburban areas.
★★★★★ 5.0 on Google from 160+ clients | Company NMLS #1835856
At a glance
- For eligible properties in USDA-designated areas
- Household income limits apply
- Low upfront costs for eligible buyers
- Primary residences only
Talk with a licensed loan officer
Is it right for you?
Who it’s for
USDA loans can be a great fit if you are buying outside a major city and your household income falls within the program limits. Many areas people do not think of as rural still qualify.
Good to know
- Property eligibility is set by the USDA, and you can check an address on the USDA eligibility map.
- USDA loans include an upfront guarantee fee and an annual fee.
- Household income limits are based on your county and household size.
How it works
- Talk with usA quick, no-pressure call about your goals and budget.
- Apply onlineA secure application you can finish in minutes.
- Review your optionsClear numbers side by side so you can choose with confidence.
- CloseRegular updates from approval to the closing table.
FAQs
Common questions
How do I know if a home is in a USDA area?
You can look up any address on the USDA eligibility map, or send it to us and we will check it for you.
Is there an income limit?
Yes. USDA sets household income limits by county and household size. We will review your household income to see if you qualify.
Can I use a USDA loan for an investment property?
No. USDA loans are only for homes you will live in as your primary residence.
This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability. Not all applicants will qualify. Terms and programs may change without notice. FLO Mortgage, Company NMLS #1835856. Equal Housing Opportunity. Licensing & Disclosures.
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